Shopping through rewards portals like E-Bates, Swagbucks, Rapid Rewards Shopping (Southwest Airlines), etc. all offer some type of cash back or rewards for simply using their online portals for your usual shopping. Once you’ve accumulated enough you can cash them out. For example, Rapid Rewards Shopping awards you in Rapid Rewards points for shopping through their portal. E-Bates offers cash payouts once you’ve reached their minimum payout amount. Swagbucks offers gift cards (starting as low as 300 Swabgucks) and cash payouts (starting at a minimum of 5,000 Swagbucks [$50]. They all specify how many rewards (pts, money, Swagbucks,etc) you will receive per dollar spent through their portals. Keep in mind that Swagbucks takes 30 days (from the date of purchase) to be awarded to your account.
Always check the bottom (and top) of your receipts before throwing them away. Some stores and restaurants offer a discount for your next visit by simply filling out a survey regarding their customer service. They usually take no longer than five minutes and are worth it if you plan on visiting again.
Rather than lose a customer to the competition many stores will price match their merchandise against others. Let’s say you’re at Store A and the product you want to purchase is higher at Store A than it is at one of their competitors. If you let them know (and that competitor falls on their price match list) they will sell that product for the same price as the competitor. Now let’s say you purchased a product from Store A and a week later Store A has a sale and the price of that same product drops $20. Store A may still honor their price match system (if notified) and refund you the difference. This actually happened to me recently. So I contacted them and my money (the difference) is being refunded.
When I shop online I ALWAYS look for a promo code. I’d rather not spend full price if I don’t have to. You can usually find them by simply entering the company name and “promo code” in our search engine. If there’s any available they will come up on a discount and/or couponing site. If possible, I usually combine the methods of shopping through a cash back portal and using a promo code.
If you want save as much as you can do some research before purchasing anything. Check and see who's offering the better rewards deals, promo codes. etc. If you had a specific budget set aside and end up spending less...save difference and place it in your savings.